Your welfare while you are studying at Tel Aviv University is of paramount concern to us. Therefore, all Overseas School students are required to have Israeli medical insurance, which the OSP administration arranges.

Health Regulations
Current regulations do not require vaccinations for travel to Israel from the United States.

Israeli Health Insurance
The policy is a basic health insurance plan that covers treatment within the State of Israel by a large selection of private, English-speaking doctors. It also covers hospitalization in public hospitals. A summary of the coverage follows below.

Coverage includes the Ulpan and semester/summer programs and all vacation days. This insurance provides coverage for the student only within Israel. Optional health insurance coverage is offered for travel outside Israel for an additional fee. You may purchase the additional coverage directly from an insurance agent in Israel.

U.S. Health Insurance
Tel Aviv University strongly recommends that students carry comprehensive health insurance. In the event that a medical need arises that is excluded by the policy-such as a pre-existing condition or prescriptions, therefore requiring direct payment-U.S. insurance may enable you to recover those funds. Be certain that your insurance coverage is effective in the Middle East and Europe, in the event that you travel abroad either during or after your program at Tel Aviv University.

FEMI International Medical Services
Comprehensive Medical Insurance and Services

1. FEMI will provide students professional and efficient health services which include:

   1. Comprehensive Medical Providers Network covering all of Israel. Includes physicians, practitioners and specialists), pharmacies, laboratories, and x-ray facilities.
   2. 24-hour assistance center for immediate treatment and referral.
   3. Services provided within close proximity to the university (Ramat Aviv and North Tel Aviv).
   4. House calls when the student is unable to visit a physician.
   5. Hospitalization in any hospital within the State of Israel.
   6. Refund for ambulance transportation in cases of emergency.
   7. Administration of injections, excluding daily injections (such as insulin). Medicine to be provided by the student.

2. Every student receives personal medical services ID card and an index of participating Network physicians and pharmacies. Upon presenting the card, the student is eligible to receive all services at no charge. When the physician prescribes medicine, laboratory testing, or x-rays, these are provided or administered by Network providers at no charge.

3. Students may visit any participating general practitioner or specialist listed in the index without referral.

4. Coverage includes emergency dental treatment.

5. The 24-Hour Assistance Center can be contacted regarding any medical problem that arises outside of business hours, or that does not have a solution within the framework of the Network.

6. Referral for hospitalization may be made by any participating physician or the 24-Hour Assistance Center. In emergencies, the student may go to the nearest hospital without prior notice to FEMI. FEMI should be advised as soon as possible after admittance so that the case can be monitored by FEMI's medical director.

7. Students may use the Network anywhere within the State of Israel. The 24-hour Assistance Center will provide referrals to the nearest physician.

8. Exclusions and limitations:

   1. Pre-existing conditions to the commencement date of the insurance.
   2. Any medicine or treatment not prescribed by FEMI's physicians.
   3. Psychiatric treatment.
   4. Dental treatment which is not considered an emergency designed to relieve immediate pain.

9. Monies will be refunded for full days not used.

10. All the above is in addition to the actual policy text of Ararat Insurance, Ltd., and is part of the agreement between FEMI, Ltd. and the Tel Aviv University Overseas Student Program.